However, the cost of studying is on the rise. This increase means that most students can get into money trouble 2 they do not know how to manage their money. It is not just the course fees. Students must also 3 for room and board. In addition, they may spend money 4 clothes, travel, and other things. Thus, students need to budget 5 . At most universities teachers can give students on how to spend their money. The first thing they suggest is to write down your 6 , for example, the money you will get from your family or a part-time job. Then list all of your expense. Put your expense into two 7 : those that change (food, books and travel) and those that will stay the same (tuition, room and board). Add together all of your expenses. When you do this, you find it is 8 to plan out your budget. This means you can save your money, rather than trying to 9 from others. As you can see, there is more to learn at university than just 10 is taught in the classroom.

Students at university can learn and make friends   1   will last a life time. However, the cost of studying is on the rise. This increase means that most students can get into money trouble   2   they do not know how to manage their money.  It is not just the course fees. Students must also   3   for room and board. In addition, they may spend money   4   clothes, travel, and other things.  Thus, students need to budget   5  . At most universities teachers can give students on how to spend their money. The first thing they suggest is to write down your   6  , for example, the money you will get from your family or a part-time job. Then list all of your expense. Put your expense into two   7  : those that change (food, books and travel) and those that will stay the same (tuition, room and board). Add together all of your expenses.  When you do this, you find it is   8   to plan out your budget. This means you can save your money, rather than trying to   9   from others. As you can see, there is more to learn at university than just   10   is taught in the classroom.

• A. easier
• B. groups
• C. if
• D. pay
• E. on
• F. carefully
• G. incomeH、that I、whatJ、borrow